Goal Creation Step 2 by Francis Bills

Now that you’ve completed Step 1 by deciding what you truly want, specifying it in detail and writing it down on paper, you’re ready to take the next step.

Congratulate yourself for completing Step 1. This is a major accomplishment and a crucial action for accomplishing your goals.

The second step is:

2) Write down a list of all of your ideas and ways in which you can accomplish your goal.

Use this list to write out a plan of action including all of the things you can do to accomplish your goal. Include any people, skills, knowledge or resources that will help you.

For example, let’s say that your goal is to have all of your finances in order. So you come up with the following list:

-Document my spending on a spreadsheet or on a piece of paper for a period of one to three months (include every purchase)

-Read, learn and talk to people about financial literacy and methods to save, invest, earn more money and have your money work for you

-Think of ideas and look for opportunities to see how you can be of more service to more people, either at your current job or by creating your own business

-Speak with your boss or supervisor to see if there are opportunities for advancement and higher pay or employee benefits that you’re eligible for (i.e. 401k, Roth 401k, stock options, etc.)

-Invest in your education, your skills and your knowledge for the rest of your life. In other words, be a lifelong learner.

-Maintain a healthy body and mind to stay focused which will provide you with the ability to tap into your creative energy to come up with ideas to increase your financial health and well-being

Now you take this list and create a plan of action.

For example, you use the information you obtained from documenting your expenses and you plan to create a monthly budget.  

You read or hear about Roth IRA’s, Roth 401k’s and low cost index funds so you plan to set up an account with Vanguard and invest in a low cost index fund.

You plan on putting at least 10% of your income toward investing.

From this list you discover that you have a marketable skill that can earn you additional income so you plan on creating your own business.

You speak with your boss or supervisor and find out that there are advancement opportunities within your organization and that they even offer free training.

You plan to advance within your organization, take on more responsibility and earn a higher income.

You decide to improve your health and well-being because you realize that healthcare costs can reduce your financial well-being.

You plan to change your eating, sleeping and exercise habits.

You decide to read more, learn more and maximize your time doing the things that you enjoy to improve your overall health and well-being.   

These are just a few examples to help stimulate your thinking and to realize that there are millions of ways to reach your goals.

When you take the time to write out your goals, clarify them, list ideas on ways to accomplish them, and create a plan of action, you’re well on your way to achieving them.

So that’s it for STEP 2.

Tomorrow I’ll go over step 3.

Thank you,

Francis Bills

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